{"id":88649,"date":"2023-01-14T22:55:17","date_gmt":"2023-01-14T18:55:17","guid":{"rendered":"https:\/\/fedai.az\/?p=88649"},"modified":"2023-01-14T22:55:27","modified_gmt":"2023-01-14T18:55:27","slug":"%c9%99lill%c9%99r%c9%99-niy%c9%99-krediti-qasiqla-verirl%c9%99r-v%c9%99-yaxud-da-umumiyy%c9%99tl%c9%99-vermirl%c9%99r","status":"publish","type":"post","link":"https:\/\/fedai.az\/?p=88649","title":{"rendered":"\u018flill\u0259r\u0259 niy\u0259 krediti &#171;QA\u015eIQLA VER\u0130RL\u018fR&#187;? &#8212;\u00a0V\u0259 yaxud da \u00fcmumiyy\u0259tl\u0259, vermirl\u0259r&#8230;"},"content":{"rendered":"\n<p>Bir m\u00fcdd\u0259t \u0259vv\u0259l Milli M\u0259clisin deputat\u0131 Azay Quliyev Az\u0259rbaycanda i\u015fl\u0259m\u0259y\u0259n, el\u0259c\u0259 d\u0259 ail\u0259sind\u0259 1-ci v\u0259 2-ci qrup \u0259lil olan, m\u00fc\u0259yy\u0259n sosial t\u0259minata v\u0259 yaxud yard\u0131ma ehtiyac duyan \u015f\u0259xsl\u0259rin g\u00f6t\u00fcrd\u00fcy\u00fc kreditl\u0259rin faizl\u0259rinin \u00f6d\u0259nilm\u0259si il\u0259 ba\u011fl\u0131 f\u0259rqli rejim t\u0259tbiq olunmas\u0131 t\u0259klifi ir\u0259li s\u00fcr\u00fcb.<br>Deputat deyib ki, 2015-ci ild\u0259n b\u0259ri banklarla ba\u011fl\u0131 ciddi islahatlar h\u0259yata ke\u00e7irilir. Bel\u0259 ki, bir s\u0131ra banklar\u0131n lisenziyalar\u0131 l\u0259\u011fv olunub v\u0259 onlarla ba\u011fl\u0131 b\u00fct\u00fcn s\u0259lahiyy\u0259tl\u0259r Az\u0259rbaycan \u018fman\u0259tl\u0259rin S\u0131\u011fortalanmas\u0131 Fonduna verilib. Deputat hesab edir ki, ba\u011flanm\u0131\u015f banklar\u0131n verdiyi kreditl\u0259r \u00fczr\u0259 q\u0259rarlar yenid\u0259n m\u00fczakir\u0259 olunmal\u0131 v\u0259 bax\u0131lmal\u0131d\u0131r.<\/p>\n\n\n\n<p>\u201cC\u0259nab prezident problemli kreditl\u0259rl\u0259 ba\u011fl\u0131 tarixi s\u0259n\u0259d imzalad\u0131 v\u0259 10 minl\u0259rl\u0259 v\u0259t\u0259nda\u015f\u0131m\u0131z\u0131n problemli kreditl\u0259ri il\u0259 ba\u011fl\u0131 tarixi q\u0259rarlar q\u0259bul edildi. Ona g\u00f6r\u0259 d\u0259, bu m\u0259s\u0259l\u0259 aidiyy\u0259ti qurumlarla m\u00fczakir\u0259 edilsin. X\u00fcsus\u0259n ilkin m\u0259bl\u0259\u011fi \u00f6d\u0259y\u0259n v\u0259t\u0259nda\u015flara, hans\u0131 ki i\u015fl\u0259mir, ya da ail\u0259sind\u0259 \u0259lil var, onlara kredit faizl\u0259ri ba\u011f\u0131\u015flan\u0131ls\u0131n\u201d,- dey\u0259 deputat t\u0259klif ir\u0259li s\u00fcr\u00fcb.<\/p>\n\n\n\n<p>Onun s\u00f6zl\u0259rin\u0259 g\u00f6r\u0259, bu m\u0259s\u0259l\u0259 d\u00f6vl\u0259t s\u0259viyy\u0259sind\u0259 h\u0259ll edilm\u0259lidir.<\/p>\n\n\n\n<p>\u018flill\u0259r\u0259 kredit verilirmi?<\/p>\n\n\n\n<p>Fedai.az-\u0131n m\u0259lumat\u0131na g\u00f6r\u0259, iqtisad\u00e7\u0131 \u018fkr\u0259m H\u0259s\u0259nov d\u0259 Bizimyol.info x\u0259b\u0259r portal\u0131na a\u00e7\u0131qlamas\u0131nda deyib ki, qanunvericiliy\u0259 g\u00f6r\u0259 \u015f\u0259xsin r\u0259smi g\u0259liri v\u0259 ya pensiyas\u0131 yoxdursa, ona kredit veril\u0259 bilm\u0259z. \u018flill\u0259rin pensiyas\u0131 oldu\u011funa g\u00f6r\u0259, onlara kredit verilir. &#171;Demir\u0259m b\u00fct\u00fcn \u0259lill\u0259r\u0259 kredit verilir, amma alanlar var\u201d \u2013dey\u0259 o \u0259lav\u0259 edib.<\/p>\n\n\n\n<p>Kreditl\u0259rin faizl\u0259rinin silinm\u0259sin\u0259 g\u0259ldikd\u0259 is\u0259 iqtisad\u00e7\u0131 qeyd edib ki, bu yaln\u0131z d\u00f6vl\u0259t hesab\u0131na ba\u015f ver\u0259 bil\u0259r. G\u0259r\u0259k d\u00f6vl\u0259t bunu maliyy\u0259l\u0259\u015fdirsin.<\/p>\n\n\n\n<p>\u201cHe\u00e7 k\u0259s banklara dey\u0259 bilm\u0259z ki, siz faizl\u0259ri ba\u011f\u0131\u015flay\u0131n. \u00c7\u00fcnki o pul bankalr\u0131n \u00f6z pulu deyil. Banklar da c\u0259lb edir v\u0259 onlar\u0131n \u0259man\u0259t\u00e7il\u0259r qar\u015f\u0131s\u0131nda \u00f6hd\u0259likl\u0259ri var. Banklar bu \u00f6hd\u0259likl\u0259ri yerin\u0259 yetirm\u0259lidir&#187;.<\/p>\n\n\n\n<p>Kredit faizl\u0259rinin a\u015fa\u011f\u0131 sal\u0131nmas\u0131 v\u0259 m\u00fcdd\u0259tin uzad\u0131lmas\u0131na g\u0259ldiks\u0259 is\u0259, iqtisad\u00e7\u0131n\u0131n fikrinc\u0259 bu f\u0259rdi m\u0259s\u0259l\u0259dir.<\/p>\n\n\n\n<p>Bu da d\u00f6vl\u0259t hesab\u0131na m\u00fcmk\u00fcn ola bil\u0259r.<\/p>\n\n\n\n<p>D\u00f6vl\u0259t g\u0259r\u0259k banklar\u0131n maliyy\u0259 v\u0259 zaman itkil\u0259rini maliyyl\u0259\u015fdirsin.<\/p>\n\n\n\n<p>Bu da m\u00fcmk\u00fcnd\u00fcr.<\/p>\n\n\n\n<p>\u201cB\u00fct\u00fcnl\u00fckd\u0259 is\u0259 Az\u0259rbaycanda kredit faizl\u0259rinin a\u015fa\u011f\u0131 sal\u0131nmas\u0131 g\u00f6zl\u0259nilmir\u201d-dey\u0259 iqtisad\u00e7\u0131 qeyd edib.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Bir m\u00fcdd\u0259t \u0259vv\u0259l Milli M\u0259clisin deputat\u0131 Azay Quliyev Az\u0259rbaycanda i\u015fl\u0259m\u0259y\u0259n, el\u0259c\u0259 d\u0259 ail\u0259sind\u0259 1-ci v\u0259 2-ci qrup \u0259lil olan, m\u00fc\u0259yy\u0259n sosial t\u0259minata v\u0259 yaxud<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[12],"tags":[],"class_list":["post-88649","post","type-post","status-publish","format-standard","hentry","category-sosial"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/fedai.az\/index.php?rest_route=\/wp\/v2\/posts\/88649","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/fedai.az\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/fedai.az\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/fedai.az\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/fedai.az\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=88649"}],"version-history":[{"count":1,"href":"https:\/\/fedai.az\/index.php?rest_route=\/wp\/v2\/posts\/88649\/revisions"}],"predecessor-version":[{"id":88651,"href":"https:\/\/fedai.az\/index.php?rest_route=\/wp\/v2\/posts\/88649\/revisions\/88651"}],"wp:attachment":[{"href":"https:\/\/fedai.az\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=88649"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/fedai.az\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=88649"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/fedai.az\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=88649"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}